Emergency Fund Calculator
How much to set aside to cover several months of expenses.
Result
Emergency fund target
3,000,000
How it works
Target = monthly expenses × months
An emergency fund protects you from job loss or surprises. Three to six months of expenses is a common target; more if your income is irregular.
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Frequently asked questions
How many months should I save?
Three to six months for most; aim higher with unstable income or dependents.
Where should I keep it?
Somewhere safe and easy to access, separate from your day-to-day spending.
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