Emergency Fund Calculator

How much to set aside to cover several months of expenses.

Result

Emergency fund target

3,000,000

How it works

Target = monthly expenses × months

An emergency fund protects you from job loss or surprises. Three to six months of expenses is a common target; more if your income is irregular.

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Frequently asked questions

How many months should I save?

Three to six months for most; aim higher with unstable income or dependents.

Where should I keep it?

Somewhere safe and easy to access, separate from your day-to-day spending.

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